Down Payment and Closing Cost Assistance

The Crawford-Sebastian Homeownership Center offers a variety of programs to help with the down payment and closing costs for both first time and repeat home buyers.

Our assistance includes a variety of grants and are offered to low to moderate income families. All of our assistance programs require that the buyer occupies the home being purchased as their primary residence and that they utilize an approved lender.

The Homeownership and Asset Development Center of C-SCDC provides down payment assistance to over 300 homebuyers each year. The clients must attend a C-SCDC Homebuyer Education class and participate in one-on-one budget counseling.

Some of the Down Payment Assistance programs available are:

Not all requirements are listed below. Please complete an application in order to be approved for assistance.

City of Fort Smith

Affordable Housing Program

Arkansas Development Finance Authority  Home to Own Program (Bond Money)

Crawford County – 1-2 person household $63,480- 3 or more person household $74,060

Sebastian County – 1-2 person household $56,520- 3 or more person household $65,940

Down Payment Assistance (DPA)

American Dream Downpayment Initiative (ADDI Program)

Financial Fitness Course